You picked out your dream neighborhood, you’ve started saving up, and you feel ready to take on the responsibilities of home ownership. As soon as you reach this point and know you’re ready to take the leap and buy a house, the smartest thing you can do is get your credit in order, Sophia Bera, CFP and founder of Gen Y Planning, told Business Insider during a Facebook LIVE. “A big thing when it comes to your mortgage is being able to qualify for the best interest rate you can,” she says. “Think about it: If you’re going to have this loan for the next 15 to 30 years,...